Navigating the Effect of Workplace Injuries on Your Experience Modification Rating (EMR)

Understanding how workplace injuries influence your Experience Modification Rating (EMR) is crucial for any business aiming to manage costs effectively. 

Think of your EMR as your business credit score, but instead of measuring creditworthiness, it evaluates your company's historical workplace safety record. This rating is pivotal for businesses, especially for those with annual workers' compensation insurance premiums over $5,000. A lower EMR not only exemplifies better safety standards but also leads to substantial savings in workers' comp insurance premiums.